Abstract :

The Way Individuals Will Manage Their Finances And Investments In The Future Has Been Significantly Impacted By Artificial Intelligence (AI). Financial Education And Financial Accessibility Are Brought Together Through The Use Of AI. This Article Presents FinSmartAI, A Financial Advisory Platform That Utilizes AI To Create One Intelligent Financial System By Integrating Different Types Of Financial Services Together. Additionally, FinSmartAI Provides Personalized Recommendations To Novice Investors And Consumers With Daily Financial Needs, Such As An Expense Tracker, Financial Document Analyzer, Market Sentiment Analyzer, And Stock Trend Predictor. Through Its Many Different Ways Of Presenting Information (including UPI Statements, Brokerage Statements, SEBI And/or RBI Filings, And Current Financial News), FinSmartAI Generates Organized Summaries And Visual Representations Of Data By Using Natural Language Processing (NLP), Retrieval-Augmented Generation (RAG), And Large Language Model (LLM) Technologies. RAG Uses All-MiniLM-L6-v2 Embeddings With Nvidia/llama-3.3-nemotron-super-49b-v1 As The Generative LLM, Which Results In A BERTScore F1 Of 0.8605 And Semantic Similarity Of 0.834 From Evaluation Within The Financial Industry. FinSmartAI Will Be Available For Use 24 Hours A Day And Only Requires One Interface To Access It, Thus Removing The Need To Use Multiple Applications. Finally, FinSmartAI Will Automatically Complete Repetitive Tasks, Such As Identifying Unfamiliar Or Unusual Spending Behaviors And Retrieving Market Sentiment. It Also Automates Repetitive Tasks, Such As Detecting Unusual Spending Patterns And Extracting Market Sentiment. It Demonstrates How AI Can Deliver High-quality Financial Intelligence To Retail Investors In India, Helping Boost Financial Literacy And Ensuring Equal Access To Investment Insights.

Published:

12-4-1-2026

Issue:

Vol. 26 No. 4-1 (2026)

Page Nos:

367-375

Section:

Articles

License:

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

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