Abstract :

This Study Examines The Relationship Between Financial Literacy And Financial Stability Through A Comprehensive Analysis Of Existing Secondary Data Sources. In An Increasingly Complex Financial Environment, Understanding How Financial Knowledge Impacts Individuals’ Ability To Manage Economic Challenges Is Crucial For Both Personal Well-being And Broader Financial System Resilience. This Research Draws Upon Published Reports, Academic Literature, National Financial Literacy Surveys, And Data From International Organizations Such As The OECD And World Bank To Explore Patterns And Correlations Between Financial Knowledge And Financial Stability Outcomes Across Various Populations. The Study Highlights That Higher Levels Of Financial Literacy Are Consistently Associated With More Prudent Financial Behaviors, Stronger Savings Practices, And Greater Resilience During Financial Crises. Furthermore, The Analysis Identifies Key Gaps In Financial Knowledge That Persist Across Demographic Groups And Underscores The Need For Targeted Financial Education Interventions. The Paper Concludes With Recommendations For Policymakers And Educators To Enhance Financial Literacy As A Means Of Promoting Individual And Societal Financial Stability. KEYWORDS Financial Literacy, Financial Stability, Crisis Prevention, Economic Resilience, Financial Behavior

Published:

25-9-2025

Issue:

Vol. 25 No. 9 (2025)

Page Nos:

478-480

Section:

Articles

License:

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

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